On Mon, Feb 23, 2009 at 10:02 PM, Ken Kixmoeller/fh

<foxhelp@information-architecture.com> wrote:

> On Feb 23, 2009, at 2:54 PM, Michael Madigan wrote:

>

>> Only an idiot would send them back their money.

>

> Or somebody with ethics.

>

> Ken

ethics (used with a sing. verb) The study of the general nature of

morals and of the specific moral choices to be made by a person; moral

philosophy.

you got to be joking

A+

jml